Recommendations: Pingnan Bank Credit Card, China Bank Credit Card, China Construction Bank Credit Card, Agricultural Bank Credit Card, China CITIC Bank Credit Card, China Merchants Bank Credit Card, Postal Credit Card, etc.

Credit cards have four things in common:

1. Lost Card Protection: Cardholders can automatically get high double protection for credit card consumption losses caused by credit card loss within 72 hours before reporting the loss. This service is to ensure the safety of customers' property and minimize losses.

2. Insurance protection: Enjoy the regular services brought by credit cards and get insurance protection for free. For example, from the day after the first credit card is swiped, cardholders will enjoy high public transport accident protection.

3. Instant consumption reminder: After binding on the bank credit card account, you will receive real-time reminder on the account every time you use the credit card.

4. There is also activity discount: the credit card points system provides a considerable discount. Cardholders can get corresponding points after spending on credit cards, and when the points reach a certain amount, they can exchange gifts or handle preferential business.