1. Mandatory conditions: age: the applicant is at least 18 years old and has full capacity for civil conduct; Credit: Those with good credit records can apply for ICBC credit cards.

2. basic information: valid identity document: identity document refers to one of resident identity card, military officer's card (armed police officer's card), soldier's card, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland and foreign passports.

3. work certificate: the work certificate includes a copy of the work permit and a work certificate issued by the work unit.

4. financial certificate: the copy of the production certificate of the own house/vehicle and the ICBC "financial account" card will not only help to approve the card, but also get a higher credit line.

Second, other conditions:

1. The principal applicant of ICBC credit card must be at least 18 to 6 years old and have full capacity for civil conduct.

2. The applicant for the supplementary card of ICBC Credit Card must be the immediate family members of the main cardholder, such as parents, sisters, husband and wife, children, etc. Aged between 13 and 6, with full capacity for civil conduct. The applicant needs a stable job. Monthly income can be paid by punching in, and the average monthly income needs to be more than 3 yuan.

4. The applicant should have a good credit record and no record of major breach of contract.

5. The applicant should pay social security on time, and the social security balance is large.

6. The applicant must have certain proof of assets, such as bank deposits, stocks, bonds, vehicles and real estate.

:

1. A credit card is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. The form of credit card is a card with the name of issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified amount.

2. Another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when they use credit cards, and they will make repayment on the settlement date. Except for some credit cards combined with financial cards, general credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct funds from users' accounts. In February 212, the bank confirmed that credit cards are safer without passwords, and if they are stolen, they will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 2-5 days). Credit card consumption enjoys an interest-free period, and the bill amount will be paid off before the due repayment date, and no expenses will be incurred. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the day of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.