What to do if you forget your credit card password? Click here to teach you how to solve it in minutes

In order to protect the safety of our money, we usually set various passwords, and of course credit cards do not exception. So, what should you do if you forget your credit card password? Today, I will introduce to you how to set a new password.

Credit card passwords are usually divided into: query password, transaction password and login password. The inquiry password refers to the password that needs to be entered when making online banking inquiries, telephone banking self-service inquiries, telephone manual services, and binding credit cards on WeChat. Transaction password: The password that needs to be entered when making inquiries or transactions by swiping cards, withdrawing cash, checking at the counter, etc. Login password: refers to the password you need to enter when logging into online banking or mobile banking.

1. Forgot the query password: You can call the 24-hour customer service hotline shown on the back of the credit card. After entering, the query password will be verified. Set a new query password according to the voice prompts. The new password is set. Effective immediately.

2. Forgot the transaction password: You can call the 24-hour customer service hotline shown on the back of the credit card and set a new transaction password according to the voice prompts, or you can directly transfer to manual service, and you can also set a new password. The password reset takes effect immediately.

Of course, in addition to this, you can also bring your valid ID card and credit card directly to the counter of the local business outlet to reset your password, so there is no need to panic if you forget your credit card password. This way you can reset instantly. Introduction,

You can apply for credit cards from various banks quickly and safely!

What to do if you forget your credit card password? You can reset it through these two ways

Many people usually use credit cards for consumption, but during the use, the password may be forgotten. , so what should I do if I forget my credit card password? Have you noticed it in your daily life? Let me introduce it to you so that you can pay more attention when using your credit card.

After forgetting the credit card password, you can reset it through different ways, such as calling the bank's credit card customer service hotline to reset it. When doing the reset, the bank will check the relevant information, and then the user will set a password that suits them. ; Cardholders can also bring their ID card and credit card to the bank counter to reset their password.

Users should not be too single when setting credit card passwords to avoid leakage. After all, leaking credit card passwords can lead to fraud. It should be noted that when using credit cards, you should also pay attention to the protection of the card information, because the leakage of the card information will also lead to fraudulent use, as long as you know the , expiration date, and security code.

Credit cards must be repaid on time after daily use. Overdue repayment is not allowed, because penalty interest will accrue after overdue repayment. The longer the time, the more penalty interest will be generated. After the payment is made, the bank will collect the money, which will affect the normal life of the individual.

It should be noted that overdue credit card payments will be uploaded to the credit reporting center. If personal credit becomes bad, it will affect the processing of various loans, such as car loans and home loans. If the overdue amount is relatively large and the time is relatively long, then the bank will tell the borrower that it is impossible not to repay the loan after the judgment, and the bank will apply for enforcement.

In fact, when users cannot repay their credit card debts on time, they can use installment repayment or the minimum repayment amount. This repayment method can reduce the monthly repayment amount and prevent overdue repayment. , and in the later period when individuals have spare money, they can repay in advance, which can reduce interest expenses and will not affect their personal credit score.

What should I do if I forget my Bank of China credit card password?

Forgot your Bank of China credit card password:

You can set the Bank of China credit card inquiry password through Bank of China mobile banking, Colorful Life APP, personal online banking, Bank of China outlets or by calling the Bank of China credit card customer service hotline 4006695566 , transaction password.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What to do if you forget your credit card password?

If you forget your credit card password, there are several ways to retrieve or change it.

1. The cardholder goes to the counter of the credit card bank with his or her ID card to apply for password change service.

2. The cardholder can use the mobile phone number bound to the credit card app to call the manual customer service of the credit card. After verifying the ID card information, the credit card password can be reset according to the customer service prompts.

3. The cardholder can log in to the online banking of the credit card, log in to the credit card account, and modify and reset the password in the personal center.

4. After the credit card is locked after entering the password three times, it will automatically unlock after 24 hours. You can re-enter the password to log in, but it is worth noting that after entering the password three times and the card is locked, continue the operation. This will cause the card to be locked directly. At this time, you can only go to the bank counter to unlock it.

What to do if you forget your credit card password

1. You can bring your ID card and credit card to the counter of the bank where the credit card is opened to reset your password.

Note: The card issuer must perform the operation himself, otherwise it will not be processed.

2. You can call the 24-hour customer service hotline shown on the back of the credit card and verify the query password after entering and press the "" button to reset your query password.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Extended information

Credit card security issues

Because credit cards are convenient and fast to use, and coupled with the rapid development of science and technology, credit cards have a consumption-first-pay-later mechanism. The security problems faced are becoming increasingly serious, and major international credit card groups and global card-issuing financial institutions are facing severe challenges. The security issues of credit cards are mainly divided into the following five aspects:

Credit cards: Criminals or criminal groups use fake or invalid cards (expired/lost and invalid/tape damaged...etc.) to pretend to be genuine cards for consumption. Directly deceiving merchants or card issuers.

Cardholders: Poor storage/handling of cards (expired/invalid credit cards are not destroyed, or lost cards are not immediately invalidated, etc.), and personal identity information is unintentionally stolen or defrauded. To avoid such problems, citizens should not easily provide personal identity information to others, and it is best not to entrust others to handle credit cards on their behalf.

Consumer merchants: Service staff overcharge cardholders during their consumption process, or steal their credit card information to make purchases at other merchants. This situation can happen whether it is a physical merchant or an online virtual merchant.

Card issuer: The computer system was maliciously invaded and the customer's basic/transaction information was stolen. There are also cases where employees within the organization commit crimes such as self-inflicted theft or internal supernatural powers and external ghosts.

Trading system and mechanism: As long as it is made or handled by humans, human errors and oversights are inevitable; no matter how rigorous the trading mechanism is, with a world-class trading system from confirmation to settlement, there will still be mistakes. The possibility of invasion, and the so-called "invasion" actually has hierarchical differences.

Reference materials: Credit card - Baidu Encyclopedia

What to do if you forget your credit card password

After opening a credit card, you need to set a withdrawal password, consumption password and telephone service password , the withdrawal password is the same as the consumption password, and the password can be set by calling the 24-hour customer service hotline.

1. Withdrawal password setting

Please use the home or mobile phone you reserved at the bank to call the bank’s credit card 24-hour customer service hotline to set it; the withdrawal password is used for ATM/online transfers /The password required for self-service such as online transactions, and the withdrawal password is 6 digits.

2. Consumption password setting

Please set it after opening the card and setting the withdrawal password. The password should be consistent with the withdrawal password. After setting the withdrawal password, you can also use the mobile phone reserved by the bank to edit a text message and send it to the bank to activate the consumption password function.

3. Telephone service password setting

Call the bank and credit card 24-hour customer service phone number to set. The telephone service password is only used for self-service telephone services and is not applicable to cash withdrawals or consumption; the telephone service password is 6 digits.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

This answer is provided by Kangbo Finance. Kangbo Finance focuses on interpretation of hot financial events and popularization of financial knowledge. It adheres to professionalism and pursues fun, and produces financial content that people can understand, using vivid and diverse methods. Deliver financial value. Hope this answer is helpful to you.

That’s it for the introduction of what to do if you forget your credit card password.