Credit card (China Merchants Bank) is a financial management method, which mainly uses the bank's funds to spend in advance and enjoy an interest-free period. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. Credit card is also the main international payment tool. You can shop conveniently on overseas and international websites. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you.

Precautions for card safety:

Please take good care of your personal information and don't tell others the card number, expiration date and other information.

Don't leave your sight when spending money by credit card. When entering the password, please pay attention to occlusion. Don't set your password too simply, and don't use your birthday, phone number or ID number as your password. Never write the password on the card or put it with the card. There are some card information on the purchase order, so don't throw it away at will.

Please identify the websites carefully to prevent you from visiting fake shopping websites and fake online payment pages. If you find a suspicious website, please call the customer service hotline to verify it in time. Don't enter bank account number, password and other information on unknown websites to avoid being stolen by phishing websites or trojans.

If there is any change in your personal data (e.g. contact information, address, etc.). ), please modify the relevant data through the banking system in time.

Check your transactions regularly and check the statements.

Please read the consumption notification message sent by our bank carefully. If the SMS amount does not match the actual amount, please call the customer service hotline in time for further inquiry.