Icbc personal online banking is an online banking channel that provides financial services such as account inquiry, transfer and remittance, investment and wealth management, online payment and so on for ICBC personal customers. Through the Internet, its brand is "Finance @ Home". Personal online banking provides customers with brand-new online banking services, including account inquiry, transfer and remittance, donation, trading fund, national debt, gold, foreign exchange, wealth management products, agency payment and other functional services, which can meet various financial service needs of customers at different levels. ICBC's personal online banking adopts a strict standard digital certificate system and has passed the national security certification, which is safe and reliable; It is powerful; Convenient, fast, informative and so on. After the opening of online banking, many businesses can be handled without going to the bank counter.

As for the disadvantages of opening online banking, online banking, telephone banking and mobile banking. All belong to electronic banking. There must be some risks after opening, personal information and property data may be leaked, and improper operation may also cause losses, so you should pay attention to safety when using online banking.