If you are a college student, you can generally apply for a credit card as long as the school is not too bad.

Considering the convenience of use and service, I personally recommend China Merchants Bank, Industrial Bank and China CITIC Bank.

In particular, China Merchants Bank and Xingye attach great importance to personal business, especially credit card business, so the service attitude and card function design are more comprehensive. There are relatively perfect online banking and mobile banking services. The credit cards of these two banks can also be directly used for online payment.