The result of applying for a Hua Xia Bank credit card will be available within 7-15 days. If you apply for a credit card online, the review will be more efficient. However, if you apply for a card through an outlet or a salesperson, it will take a longer time to get the results. Applicants can choose the card application channel according to their own needs. A credit card is an electronic payment card that has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.