Credit cards that have been available before will not be affected for the time being. But retirement means you have no financial resources. Generally, you can't apply for a new credit card at this time, you can only maintain the previous credit card and continue to use it.

And your current credit card will gradually decrease, because the bank determines that you have no financial resources, which may affect your repayment ability. However, this reduction is a gradual process, and many factors will be considered to comprehensively evaluate whether and how much to reduce.

However, if your income source has been stable, it will not affect your credit card limit even after retirement.

If you use your credit card frequently, you can check your credit report on the query to optimize your credit accurately, which is more conducive to cash withdrawal by credit card!