Currently, Ping An Bank’s credit card limits generally range from 3,000 yuan to 50,000 yuan. The limit of Ping An Regular Card is generally between 3,000 yuan and 10,000 yuan, and the limit of Ping An Gold Card is between 10,000 and 50,000 yuan. The cash withdrawal limit of Ping An Credit Card can reach up to 100% of the actual limit. \x0d\ Ping An Bank credit card limit adjustment \x0d\ 1. Ping An Bank credit card temporary limit adjustment \x0d\ When using Ping An Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can apply for a temporary increase in the credit limit. Credit card limit. The increased temporary credit limit will be automatically restored to the original limit after the validity period. \x0d\ Warm reminder: \x0d\ After the temporary credit limit expires, an over-limit handling fee will be charged for the portion actually used that exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit portion, and there is no maximum or minimum fee limit (not charged for the time being). \x0d\ 2. Long-term limit adjustment for Ping An Bank credit cards \x0d\ Cardholders can submit the latest financial income certificate and apply to any Ping An Bank outlet. Ping An Bank will make an application based on their past card usage history, repayment records, etc. Conduct an audit and adjust the credit card limit appropriately for the cardholder after passing the audit. \x0d\\x0d\　Credit card approval takes a certain amount of time. If you have a credit card from the bank, it will be relatively faster. Ping An Bank's credit card approval time is approximately 10 working days after receiving your application materials, and the review results will be available. \x0d\ Generally speaking, it will take three to five working days for your application materials to be delivered to the Ping An Bank Credit Card Center through the bank, salesperson or mail, plus about 10 working days for review. After passing the review, it will take approximately It will take five working days to be mailed to the address you reserved. \x0d\ Based on comprehensive calculation, it takes about 20 working days from the time the applicant submits the application form to receiving the Ping An Bank credit card. Based on my personal experience of the approval time for applying for a Ping An Bank credit card, it took 18 days from the time I filled out the application form with the Ping An Bank credit card clerk to the time the Ping An Bank credit card was mailed to me, about 14 working days. . \x0d\ In addition, in terms of the approval time for Ping An Bank's credit card, if you provide more complete information, have a better financial situation, and have better credit in other banking businesses, then your Ping An Bank credit card approval time will be relatively shorter.