It cannot be divided into 36 tranches, and the maximum is 24 tranches;

The monthly handling rates corresponding to GF 6, 12, 18, and 24 are 0.65, 0.65, 0.70, and 0.72; the installment handling fee is as follows Collected monthly;

Divided into 24 installments, monthly repayment=30000/24 ??installment handling fee 30000*0.72=1466;

Total handling fee for 24 installments***=216*24 =5184;