When the bank grants a credit card overdraft limit, it will review the given online limit based on the personal information provided by the applicant. In other words, the more detailed and comprehensive information the applicant provides to Industrial Bank, the higher the final credit overdraft limit will be.

1. The credit limit for regular cards is generally between RMB 3,000-10,000.

2. The credit limit for gold cards is within the range of RMB 10,000-50,000.

3. The maximum cash withdrawal limit for bank credit cards can reach 50% of the actual limit.

The specific limit of the card you apply for is mainly determined by your asset status. If you have a car, a house, and a high income, the limit will definitely not be low.