1. If the seller has started the "credit card payment" service, the buyer will not be restricted by the maximum 500 yuan for each credit card payment. At this time, the buyer pays by credit card, and the seller needs to pay 1% of the transaction amount (including freight) as the transaction handling fee, and the buyer only needs to pay the transaction amount. 1% handling fee is only charged for the amount paid by credit card, and will be automatically deducted from the money you receive after the transaction is successful. Payment of Alipay account balance, red envelopes, points (Tmall) and shopping vouchers are not subject to handling fees. The handling fee of 1% is the handling fee ratio of commercial consumption stipulated by UnionPay. Everyone uses the card to spend in general shopping malls, and the mall operators have to deduct the handling fee, and there is no cap.

2. If the seller does not open the "credit card payment" service, the buyer will use the credit card to pay for the shopping without deducting the handling fee.