Every bank has its own requirements for the revision of the date of credit card bill. For example, in the number of revisions: CCB and PUFA can be revised once a year; The Bank of Communications credit card can only be changed once within the validity period. In terms of billing date, for example, China Merchants Bank can choose billing dates of 3, 5, 6, 7, 9, 10, 12, 15, 17, 18, 20, 22 and 25, which correspond to each other. The optional billing dates of CCB's credit card are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27.
What is the most cost-effective way to set the bank card billing date?
1. Set the credit card billing date before the more expensive date.
There are many expenses, big and small, which are difficult to predict, but some large expenses are planned in advance, such as tuition, holidays, buying a house and a car. You can set a billing date before these large expenditures and enjoy a longer interest-free period.
2. Set the credit card billing date before the regular consumption date.
If you are sure that there will be regular consumption on a certain day of a month, you can set a bookkeeping date before this day, so that you can enjoy the longest interest-free period. For example, if Xiao Wang needs to pay the rent of 3,000 yuan by credit card on June 10, Xiao Wang Can sets the billing date before June 10.
3. Set the date of credit card bill before birthdays and special holidays.
There will be many preferential activities on birthdays or special holidays. You can enjoy preferential activities and enjoy a longer interest-free period before setting the date of credit card bill.
4. How to set up the bill statement of two credit cards?
If you have two credit cards, you can set up bills for both cards early and late every month. If the accounting date of card 1 is set to 5th, the accounting date of card 2 can be set to 25th. Spend money from 6th to 24th every month, and swipe your card1; From 26th of each month to 4th of the following month, you can use Card 2 for spending. So each card can enjoy a longer interest-free period.