1. Age: 18~65 years old, with full capacity for civil conduct;
2. Credit conditions: good credit and no bad credit record;
3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;
In addition, to apply for a gold card, the applicant's annual income is generally required to be about 6,543,800+or there are deposit requirements, and the conditions of different banks are different. However, if you can provide sufficient proof of funds, such as real estate license, driver's license, funds, stocks, etc. The pass rate will be greatly improved. In addition, reference documents such as identity certificate and income certificate are needed.
You can try to apply for a gold card at CITIC Bank, which has a high card issuance rate, but the specific amount still needs to be evaluated and determined by the bank according to the applicant's own comprehensive qualifications, and we are not sure about the specific amount.