The conditions for applying for China Merchants Bank Diamond Credit Card are as follows (3 terms are required):

1. Be at least 18 years old and have full capacity for civil conduct.

2. The applicant’s assets under his name in the past three months are no less than 500,000 yuan.

3. Have a house with a mortgage of more than 2 million yuan or a monthly payment of 8,000 yuan in China Merchants Bank.

4. Have a China Merchants Bank car loan with a monthly payment of more than 200,000 yuan or more than 4,000 yuan.

5. The unit where you work will issue wages on behalf of China Merchants Bank, with a monthly salary of not less than 18,000 yuan.

6. The job position is at the general manager level or above of an enterprise or institution.

Diamond Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions. UnionPay cards are subdivided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card levels and service benefits.

Diamond card is the highest level of credit card. Many banks will launch diamond credit card, but there are definitely very few people who can apply for it. Generally speaking, only customers whose monthly average financial assets exceed RMB 5 million for several consecutive months have the opportunity to apply for a diamond card. After the application is received, the handling fees required for various ordinary credit cards are waived for the Diamond Card.

The maximum limit of a diamond card can reach 5 million yuan. The diamond cards of various banks have a lot of supporting services, including a lot of free insurance, and certain discounts for flying and staying in hotels.

UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. The card number starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also usually called single-logo UnionPay cards.

Like other UnionPay cards, the UnionPay Diamond Card card number starts with 62 and has the UnionPay logo on the card face. The target customer group is social elites and/or professional elites. The "Diamond Card" product name in English or in English and in common local characters should be printed in the card issuer identification area on the front of the card, or the "Diamond" Diamond Card product identification pattern uniformly designed by UnionPay should be used on the card surface. Usually black and metallic/pearlescent black are used as the base color of the card surface.

A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.

Credit cards as stipulated in relevant Chinese laws refer to electronic payment cards issued by commercial banks or other financial institutions. It has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.