Bank of Communications credit cards can be used overseas, and cardholders can choose the appropriate card type according to the country or region where they arrive, so as to avoid higher related handling fees. Only merchants marked with VISA, MasterCard and UnionPay can spend money abroad. You can also withdraw cash overseas.

Overseas cash withdrawal amount:

1. overseas cash withdrawal amount: the daily cash withdrawal limit of general unionpay channel is equivalent to RMB 10000 yuan.

2. Restrictions on overseas cash withdrawal: The daily cumulative cash withdrawal of each household on overseas non-UnionPay lines shall not exceed the equivalent of 1 ,000 USD, and the cumulative cash withdrawal within 1 month shall not exceed the equivalent of 1 ,000 USD within 6 months.

3. Overseas cash withdrawal fee: the overseas cash withdrawal fee is 3% of each cash withdrawal amount, with a minimum charge of USD 3 or 30 yuan RMB (American Express Card-Centurion Black Gold Card, American Express Card-Centurion Platinum Card, with a minimum charge of USD 5 or 30 yuan RMB). There is no inter-bank handling fee for cash withdrawal.