Cards have different rights, appearance, and functions.

1. According to the inquiry on the official website of China Merchants Bank, the card benefits are different: Zhaocai Kapu Card is free of card production fees, account management fees and handling fees for the first two inter-bank withdrawals per month.

2. The appearance of the card is different: the appearance of the Lucky Card has the word " Zhao" printed on it, and when turned upside down, it becomes the word "财". Both the front and back sides attract wealth.

3. Different card functions: Lucky Card has fewer functions and can only be used for storage and withdrawals, while other savings cards have more functions and can be used for online shopping, ATM withdrawals, etc.