CCB 60 120000, 2000 per month.

Because 120000÷60=2000. Therefore, CCB will repay 120000 in 60 installments and 2000 every month.

The installment interest of China Construction Bank is calculated according to the daily interest rate of 0.05%, just like the credit card.

Loan 1.2 million yuan, with interest of 0.76. How much should I pay back every month for three years?

What does the interest here mean by 0.76? Is the annual interest rate 0.76=76%? Or the annual interest rate is 0.76%? The former is too high! The latter is too low. If the annual interest rate is 0.76=76%, it is twice the highest! It seems unlikely. But if it is 0.76%, which is much lower than the bank's loan interest rate, it seems impossible.

If calculated by 76%, the monthly repayment is 8535.438+0, and the calculation method is as follows:

Total repayment 187285.47 yuan.

If calculated by 0.76%, the monthly repayment is 3,372.53 yuan, which is calculated as follows:

Can the bank loan 1.2 million be repaid in installments? If it is divided into four years, how much is it every month?

It is recommended to apply for loans through bank channels. If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank Mobile Banking and click "Home → All → Loan → I want a loan → Good Term Loan" to try to apply.

Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;

Repayment method: equal repayment of principal and interest;

Loan term: March, June, 12, 18 and 24 months are supported;

Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.

1.20 thousand yuan a month for ten years. How much is it to pay off?

If you want to pay 12 months, the monthly repayment amount is:10000 (22%12% (122%; 12)/( 12)。

If the principal and interest are equal, the monthly repayment amount of the loan principal and interest is the same (that is, the monthly repayment amount is the same, in which the interest decreases month by month and the principal increases month by month).

Monthly repayment amount = loan principal × (monthly interest rate× (1interest rate) repayment months) /(( 1 interest rate) repayment months-1)

In the case of ordinary capital: repay the same amount of principal every month. As the remaining principal decreases, the monthly interest also decreases, so the monthly repayment amount also decreases accordingly.

Monthly repayment amount = loan principal/repayment months (principal-accumulated amount of repaid principal) × monthly interest rate.

I. Loan interest

Generally, compound interest is calculated monthly. Compound interest means that after the end of each interest period, the remaining interest will be added to the principal to calculate the interest of the next period. In this way, in each interest-bearing period, the interest of the previous interest-bearing period will become the interest-bearing principal, that is, interest will accrue at interest, which is also commonly known as "rolling interest".

There are two ways to repay by installments, one is equal principal and interest, and the other is average capital. Due to different repayment methods, the monthly loan interest is also different. But no matter what kind of loan method, there is a unified calculation standard for bank loan interest.

Second, the loan interest calculation formula

Daily interest rate (0/000)= annual interest rate (%)÷360= monthly interest rate (‰)÷30.

Monthly interest rate (‰) = annual interest rate (%)÷ 12

Loan interest of the current month = monthly interest rate of the remaining principal loan of the previous month;

Principal paid in the current month = repayment amount in the current month-loan interest in the current month;

Remaining principal of last month = total loan-accumulated principal repayment;

So, how to calculate the loan interest? Below we can according to a practical example to illustrate:

If borrower A borrows RMB 654.38+10,000 from XX Bank, the loan period is 3 years, and the latest loan interest rate of 2065.438+03 is implemented, and the monthly loan interest rate is 0. 5 125% (at present, the annual interest rate of a three-year loan is 6. 15%)。

First month loan interest = 1000000. 5 125%=5 12。 5;

Principal paid in the first month = repayment amount in the first month (depending on repayment method) -52 1. 5;

Residual principal in the first month = 100000- (repayment amount in the first month -52 1. 5);

Second month loan interest ={ 100000- (first month repayment amount -52 1. 5)}0。 5 125%

This is the end of the introduction about the installment repayment of the bank loan of RMB 6,543,800+200,000 and the bank interest of RMB 6,543,800+200,000. I wonder if you found the information you need from it?