Opening method
1, handled at the counter
Bring your ID card and bank card to the counter of China Agricultural Bank Credit Union.
2. Telephone processing
If a local credit cooperative opens telephone banking, it can also handle it by telephone, and call customer service to apply for opening SMS balance notice.
Data expansion: 1. RuralCreditCooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.
2. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.
3. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, and Credit Department of Rural Credit Cooperatives. At present, it is under the dual leadership of China Banking Regulatory Commission and the State Council.
4. Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common feature is that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, which directly participates in the creation process of deposit currency.
Source: Baidu Entry Rural Credit Cooperative