Credit cards are rejected for three reasons:
The first reason is that the basic information of the applicant, such as the age below 18, is not detailed, and the payroll information is not detailed.
The second reason is the applicant's credit information, such as repeated application, unstable work, lack of economic ability, poor credit record, poor contact with the applicant and so on.
The third category is other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person's requirements are unqualified.
If your credit card application is rejected and you apply again, you must pay attention to the following matters:
1. Don't apply for the same credit card of your peers repeatedly. Under normal circumstances, applicants repeatedly apply for the same credit card of their peers, and the bank will reject it with reference to the results of the first application. So you can try to apply for other credit cards of your peers when you apply for a card again. If you really only want this kind of credit card, you can apply for a similar credit card from another bank.
2. The longer the application interval, the better. As mentioned above, it will take at least three months to apply for the card after the initial failure. Because from the bank's point of view, the applicant's qualification will not change greatly within three months, so it will basically be rejected with reference to the first reason The longer the interval, the bank will reconsider the applicant's qualifications, and at this time, adding some economic proof materials can effectively improve the success rate of card processing.