The credit card application conditions (the main contents of the application review) include: at least 18-60 years old, having a stable job and income, and the necessary application documents are my ID card and work certificate. If the applicant can provide other financial documents, it will be more helpful for the bank to understand the personal situation and judge how much credit line to give.

Detailed application materials are as follows:

1. identification: generally, it is my ID card (if the applicant uses a new ID card, a copy of the front and back is required), and the military personnel are required to provide a military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, or an income tax withholding certificate, or a document that proves the market value of a house, a car, a deposit, an investment, etc. (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the applicant's economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.