However, life is often like a play, and you may suddenly regret canceling your card. What should you do? Can I recover my credit card after cancellation? Can I activate my credit card after I cancel it? Let's talk about it.
after the credit card is cancelled, there is still a chance to recover it again. The key to recovery depends on whether the account is cancelled at the same time when the card is cancelled.
1. If the card is not cancelled, the account can be resumed.
when the card is cancelled, it will be easy if the cardholder does not cancel the account, and the cardholder can resume using the card through manual customer service.
of course, you need to check some information, such as ID number, some information registered when opening the card, and so on. When it is confirmed, the staff will immediately cancel the credit card.
2. The card is cancelled and the account cannot be restored.
if the cardholder cancels the card and goes through the account cancellation procedures, the credit card cannot be resumed.
generally speaking, after a credit card is cancelled, the account will remain for a period of time as long as the cardholder does not take the initiative to cancel the account. Take ICBC as an example, it is generally kept for one year. If the cardholder wants to use the card again during this period, he can apply for a new card.
however, if you want to restore the card, you have to pay the card replacement fee, unless the card is not cut when you sell it, and the card is kept intact. The card replacement fee ranges from 15 to 2 yuan, and some banks are free of charge. Please ask the bank staff at the time of recovery.