.5%*7*365*2 (interest) +5%*7*24 (late fee) =195.5

plus the principal * * and 1795.5

if necessary.

1. If it is paid off in full, no expenses will be incurred;

2. If the minimum repayment amount is paid, the daily interest shall be calculated at .5%;

3. If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be considered overdue, and the daily interest will be calculated at .5%. In addition, there will be a late payment fee. The late payment fee for credit cards is generally 5% of the unpaid part of the minimum repayment amount, which will be calculated on a monthly basis.

2. If the repayment is made beyond the grace period, it will be deemed as overdue: the interest will be calculated at .5% from the date of consumption, and there will be a late fee.