The credit card limit is related to many factors, not just personal income. The applicant's credit status, performance, personal debt ratio and asset status will all affect the credit card limit.
If you provide few application materials and your qualifications are average, then your monthly salary is 5,000 yuan, and the credit card amount you apply for is generally around 3,000-8,000 yuan; If your personal qualifications are good, you have a good repayment record, and you provide valuable proof of property, then the credit card amount you apply for can also be very large, and the amount of 1 10,000 to 20,000 yuan is not a problem.
Tips:
Income is only one of the basic conditions for applying for a credit card. Generally speaking, the higher the income, the greater the chance of successfully applying for a credit card and the greater the credit card limit, but this is not absolute. When approving the quota, the bank will comprehensively evaluate the applicant's qualifications. If there are problems with other qualifications, even if your income is higher, your application for a credit card may be rejected.