Gome Easy Card is not a formal loan company. The SDK in the mobile phone will read the user's device's IMEI, IMSI, operator information, phone number, real text message records, address book, application installation list, sensor information and other content that belongs to the user's privacy. After the SDK in the Gome Easy Card APP reads the user's private information, it will also quietly transfer the data to the designated server for storage.
Gome Financial issued a response to the 315 Party report on the issue of SDK plug-ins for mobile application software such as Gome Easy Card, saying that it had set up a special working group as soon as possible and launched a rapid investigation into the matter.
After investigation, the "Krypton News SDK plug-in" mentioned in the report was offline from the Gome Yika APP on January 14, 2020, and Gome Financial has completely stopped all cooperation with Krypton News.
Extended information:
Search for "Gome Easy Card" on Black Cat Complaints, and you can see thousands of complaint messages, all with keywords related to "violent debt collection" , you can also see a lot of information related to keywords such as "loan sharking" and "prepayment is not allowed".
It is understood that Gome Yika is a consumer installment platform under Gome Finance. Its predecessor was Gome Meijian. It was officially launched in August 2016 and was later upgraded to Gome Yika. Its current business includes provident fund loans, consumer installments, credit card repayment services, etc. In fact, its core is the "cash loan" business.
Through a series of "fancy operations", Gome Yika thought it was avoiding various legal risks, but in fact it had stepped on the red line of the law.
Ifeng.com - CCTV exposed on March 15 that companies such as Krypton News stole user privacy, involving Gome Yika
Ifeng.com - Gome Yika was exposed as suspected of "loan sharking" and threatened users to sell their privacy To the fraud group