Question 1: The amount of GDB card is the fastest.

It is recognized that the gold card of Guangfa Bank is relatively simple and has great potential for cash withdrawal.

You don't have a credit card of Guangfa Bank? I recommend you to handle the following two items (you can handle them directly online for free).

Fast Card Processing Channel: Guangfa Smart Credit Card

Fast card processing channel: Guangfa Zhenqing Credit Card

Question 2: There are several points to note about the credit card of Guangfa Bank.

We ignored two points when raising the quota. First, it is very important to increase the quota first, which shows that the bank has regarded you as a quality customer. Second, use the card posture. What is Kazi, that is, the merchant type, frequency and amount of credit card you usually swipe. The second point will be discussed in detail below.

Question 3: Should I use the card by stages?

Do, must do. Do it in installments once or twice a year selectively, give the bank a little sweetness, and repay the rest in full, and the bank will feel that you have a sense of security and can eat sugar.

Question 4: How to choose the merchant type of credit card?

When you swipe your card, you have been emphasizing the diversity of bills. The bank can see a lot from your consumption bill. The bank will calculate your risk coefficient and comprehensive score according to the bill. So the bill should be more than one yuan. Supermarkets, clothing stores, dinners, refueling, and fast and small amounts of Alipay. Using points as much as possible is the real consumption. Especially before the first mention, you must show your spending power and give the bank the illusion that your credit card is not enough.

Question 5: How to choose the credit card limit?

If your card is within the limit of 1w, it can be properly maxed out, indicating that your limit is not enough. But if your credit card itself is high, it is necessary to consider the debt ratio of your credit card. You can charge 80% of the bill in this period and try to charge 50% in the next period. Let the bank think that you are unconscious and spend normally. Don't spend a lot in a business for a long time, it is easy to be controlled by the wind.

Question 6: The withdrawal time and temporary limit of Guangfa.

Generally, the withdrawal time of Guangfa is three months and six months. Card friends who raised the quota in March generally did very well in the above questions and contributed appropriately, so the comprehensive score was higher. If it is only mentioned once every six months, your bill or contribution may be slightly worse. But it doesn't matter as long as it can increase the quota. Stick to it and the quota will increase faster. The temporary quota can be used more, which will be very helpful to improve the quota. Usually, the temporary quota will be increased within 7-30 days after the quota is raised, and using the temporary quota twice in half a year will greatly increase the promotion probability of the quota.

Remember, we must keep the rhythm of swiping cards. Only a good rhythm of swiping cards can drive the increase of the quota.