What can you do with 200,000 points from Pudong Development Bank?
Can be redeemed for 200 yuan in gas cards or 200 yuan in phone bills
1. Exchange points for Pudong Development Bank credit card points for gifts
This is the most common way to redeem points. Points can be used to redeem fashion gifts, airline miles, etc. Shanghai Pudong Development Bank will also launch many point gifts and points activities from time to time. You can pay attention to Kabaobao.com for real-time updates.
2. Spend Pudong Development Credit Card Points as Money
The editor learned from the Xi’an Branch of Shanghai Pudong Development Bank that the bank’s credit card points exchange for electronic coupons is officially launched. Cardholders only need to go through By using points to redeem electronic coupons on the WeChat platform, you can exchange them for various electronic cash coupons from nearly 30 large e-commerce companies and well-known brands, covering catering, travel, electrical appliances, movies, gas, driving, convenience stores and phone recharges, etc. It is reported that within Shanghai Pudong Development Bank, this activity is called “spending points as money”.
How much are credit card points worth? Summary of the value of credit card points from each bank!
Everyone who uses a credit card knows that credit card points are equal to money. Whether they are used to redeem gifts or offset annual fees, points are generated by the value of the card. But in fact, since the points rules of each bank are different, the value of credit card points of each bank is different. Do you want to know how much your points are worth? Come and take a look at the point value summary here!
1. Bank of China
The best redemption products for non-co-branded cards of Bank of China are China Southern Airlines miles and Jingdong Steel_. The redemption ratio of China Southern Airlines miles is 15,000:50, and the upper limit is 300,000 miles. /year, 100,000 points are worth 270 yuan.
2. Agricultural Bank of China
The best non-co-branded redemption product of Agricultural Bank of China is China Southern Airlines miles. The redemption ratio is 20:1, the upper limit is 100,000 miles/year, and the value of 100,000 points is 4.40 Yuan, points can be automatically combined and used when redeeming.
3. Industrial and Commercial Bank of China
The best redemption products for non-co-branded cards of ICBC are phone bills and gas cards. The redemption ratio is 500:1, with no upper limit. 100,000 points are worth 200 yuan. , can be automatically combined and used.
4. China Construction Bank
The best redemption product of China Construction Bank is the Sinopec gas card. The redemption ratio for other non-co-branded cards except car cards is 540:1, with no upper limit, 10 The value of 10,000 points is 180 yuan, which can be manually combined and used through online banking.
5. Bank of Communications
The best redemption product for non-co-branded cards of Bank of Communications except Bai Qilin is water, electricity, coal and phone bills. The redemption ratio is 667:1, and the upper limit is 5% of the order amount. %, 100,000 points are worth 150 yuan. In addition, Bai Qilin redeemed 100,000 China Southern Airlines mileage points worth 440 yuan.
6. China Merchants Bank
China Merchants Bank’s classic white best redemption product is China Southern Airlines miles. 100,000 points can be worth 10,670 yuan. Other non-co-branded cards can be redeemed for Starbucks at 799 points/cup. 100,000 points are worth 4,130 yuan, but CMB only costs 1 point for 20 yuan.
7. Shanghai Pudong Development Bank
The best redemption product of Pudong Development Bank is China Southern Airlines miles. The redemption ratio of AE White is 9600:800, and the ordinary card is 48000:800. AE White is worth 100,000 points. 670 yuan, the ordinary card is worth 130 yuan.
8. China CITIC Bank
CITIC Bank’s best redemption product is also China Southern Airlines miles. The redemption ratio for the platinum card with a rigid annual fee is 25:1. 100,000 points are worth 320 yuan, free of charge. The exchange ratio for annual fee platinum cards and gold cards is 50:1, and 100,000 points are worth 160 yuan.
Regarding the value of credit card points, I mainly introduce these 8 mainstream banks to you. I hope it will be helpful to you. How much are your points worth? Do you understand now?
How much does it cost to earn one point on a Shanghai Pudong Development Bank credit card?
1. Pudong Development Bank credit card holders will earn 1 point for spending or cash advance of RMB 1 or more, and 16 points for every RMB 1 of U.S. dollars. Any spending or cash advance of less than RMB 1 will not be counted. Income, US dollars and RMB will be combined to calculate points;
2. The monthly amortized payment of Shanghai Pudong Development Bank credit card mail order installment and shopping mall installment will earn 2 points for every RMB 1 principal part, free monthly installments If the principal part of the amortized payment exceeds RMB 1, you will earn 1 point. Points below RMB 1 will not be included in the calculation.
3. The points of the main card and supplementary card can be calculated together.
Classification of credit cards:
1. There are many types of credit cards, which can usually be divided into 7 types: corporate cards and personal cards, credit cards and debit cards, and international cards. and regional cards, ordinary cards and gold cards, principal cards and supplementary cards, retail credit cards issued by commercial institutions, and travel and entertainment cards issued by service industries.
2. Credit cards issued by banks
With the rapid development of contemporary science and technology, electronic computers are widely used in banks, which has rapidly expanded the scope of use of bank credit cards, which not only reduces the number of The circulation of banknotes has enabled bank business to break through the limitations of time and space. There are four main types of common credit cards issued by banks:
3. Shopping card
Shopping card refers to a group of stores or service enterprises such as transportation and travel companies organized by banks (referred to as special merchants), which provide credit sales to cardholders. When purchasing goods or services, a bill will be signed, and the bank will collect loan or service fees based on the bill, and at the same time pay a certain percentage of handling fees. Usually the bank settles the bill with the cardholder at the end of the month. If the cardholder repays the loan within the stipulated time, he does not need to pay interest. If the stipulated period is exceeded, he must pay interest to the bank.
4. Charge card
Charge card is a product of the computerized development of banking business. It can automatically transfer money and withdraw some cash through banks on special computer terminals set up in large commercial centers and tourist service centers. A charge card is a credit card that can be used for billing and transfer when making purchases.
That’s it for the introduction to the value of Pudong Development Credit Card points.