If Shanghai Pudong Development Bank purchases products by credit card, the consumption amount will be reflected in the current bill. After paying back on time, you don't have to pay back every month.

If the credit card has an annual fee, the annual fee can be exempted if the number of consumption reaches a certain level according to the regulations, and the annual fee can be deducted if the number of consumption is not up to standard.

If the products are purchased by Shanghai Pudong Development Bank's credit card, the bank will deduct the consumption funds from the cardholder's credit card account in installments in the current month according to the cardholder's application, and the cardholder will repay according to the monthly recorded amount.

Suppose the installment amount is 1, 200 yuan, divided into 12 installments, each installment (month) repays 1 0,000 yuan, the handling fee is 0.6%/ month, and the monthly deduction is 100+ 1 200× 0.