1. Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) was established on August 28th 1992 with the approval of the People's Bank of China.1October 9th 1993 was opened and successfully listed on the Shanghai Stock Exchange (stock exchange code: 600000). Its headquarters is located in Shanghai.
2.20 18, Shanghai Pudong Development Bank ranked 70th in Forbes "Top 2000 Global Enterprises"; British banker, ranked 25th in "Top Global Banks 1000"; The United States ranks 227th in the Fortune 500. Shanghai Pudong Development Bank is one of the few joint-stock commercial banks in China that have obtained investment-grade and above ratings from the three major international rating agencies. On July 20 19, Fortune Global 500 was released on July 20 19, ranking 2 16. On September 20 19 1 day, the list of top 500 service enterprises in China was released, and Shanghai Pudong Development Bank ranked 29th. In March 2020, it was selected as one of the top 500 global brands in 2020 134.
3. The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan at the beginning of the establishment of 1993 to 609 1759 billion yuan at the end of June 2065438, an increase of 696 times; Operating income increased from 337 million yuan at the end of CCB 1993 to16.86 million yuan at the end of 20 17, an increase of 500 times; The net profit increased from 1993 to1300,000 yuan to 54.24 billion yuan in 20 17, an increase of 4 16 times, and the compound annual growth rate was close to 30%.
4.20 18, Shanghai Pudong Development Bank realized operating income (group caliber)1715.42 million yuan, an increase of 2.923 billion yuan, or1.73%; The net profit attributable to shareholders of the parent company was 559.1400 million yuan, an increase of 65.438+0.656 billion yuan, or 3.05%. At the end of 20 18, the total assets of Shanghai Pudong Development Bank Group were 6,289.606 billion yuan, an increase of152.366 billion yuan or 2.48% over the beginning of the year. The capital adequacy ratio was 65,438+03.67%, which was 65,438+0.65 percentage points higher than that at the beginning of the year. 2065438+On June 26th, 2009, eight banks including Shanghai Pudong Development Bank launched the first batch of enterprise information networking verification systems.
: 1. What is a credit card?
1. Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.
2. Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units for shopping, consumption and cash deposit and withdrawal in banks. In the form of a card, the name of the issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the magnetic stripe and signature strip are printed on the back.
3. Real credit cards have the following characteristics: cash deposits are not encouraged, consumption is followed by repayment, interest-free repayment period is enjoyed, repayment can be made in installments (minimum repayment amount), and international credit card organizations such as visa and master are increased for global use.