Hello, if you use our credit card, you will not enjoy interest-free repayment at present. From the date of withdrawal to the date of settlement, interest will be charged at the daily rate of 0.5 ‰, with compound interest on a monthly basis. I suggest you repay the loan as soon as possible. The Bank shall repay the cardholder in the order of paid bills and unpaid bills; Pay off your account item by item according to the order of annual fee, interest, expenses, cash advance principal and credit card consumption principal; Among them, if there are more than one advance cash principal or credit card consumption principal, they shall be offset respectively according to the transaction time sequence. The order of write-off is very complicated. Please refer to the bill for the final amount. For details, you can also call our credit card customer service phone, and select 9 to enter the manual service for details. If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!