Hello, I'm glad to answer this question for you. According to the inquiry, the interest generated by the credit card can be reduced once. If the cardholder has no special circumstances, the interest and liquidated damages arising from the overdue credit card will be collected as usual and will not be reduced.

If the cardholder is affected by special circumstances, such as unemployment, loss of working ability and other formal and reasonable reasons, resulting in overdue due to inability to repay, he can enjoy overdue interest relief.