I am planning to apply for a graduate degree in the UK or Hong Kong, so I would like to apply for a credit card to pay for the application fee. Is it possible to use the BOC Ctrip Dual Currency (USD)

I am planning to apply for a graduate degree in the UK or Hong Kong, so I would like to apply for a credit card to pay for the application fee. Is it possible to use the BOC Ctrip Dual Currency (USD) Card?

1. If you are from Hong Kong: You can use a UnionPay card, preferably a card with VISA function, and swipe the card in Hong Kong. If it is a UnionPay card, it is best to remind the clerk to swipe the UnionPay channel, or give it directly (only Domestic only) card payment. Convert into RMB according to the real-time exchange rate, with no conversion fee. If the store does not accept UnionPay, just take the visa route. When used, it will be converted into U.S. dollars according to the real-time exchange rate, and a 1.5% exchange fee will be charged. When the money is repaid, it will be converted into RMB for repayment according to the real-time exchange rate.

2. If you are going to the UK, it is best to use MasterCard because MasterCard is used more in Europe.

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