The basic conditions for ICBC to apply for a gold card are as follows:

1. The applicant's monthly income is above 4, yuan or equivalent foreign currency, and his comprehensive credit standing is good, and he has no bad credit record;

2. Customers whose credit card holders have spent a total of 1, yuan or equivalent in foreign currency in the past year (excluding occasional large-scale consumption such as car purchase and house purchase or production and business consumption) and have spent six times in the past year.

3. At least 18 years old, with full capacity for civil conduct; The work unit is in the location of the card issuing institution and has a stable income and a fixed residence.

Gold card charging standard:

1. Peony multi-currency and dual-currency credit cards:

Personal cards: main card 2 yuan/card/year, auxiliary card 1 yuan/card/year.

business card: 4 yuan/card/year.

2. Peony RMB credit card:

Personal card: main card 1 yuan/card/year, auxiliary card 5 yuan/card/year.

business card: 2 yuan/card/year.

3. Peony quasi-credit card:

Personal card: main card 5 yuan/card/year, auxiliary card 25 yuan/card/year.

business card: 1 yuan/card/year.

Extended information:

ICBC credit card late payment standard:

1. Peony dual-currency credit card: charged at 5% of the unpaid minimum amount, with the lowest 1 yuan RMB or HK$ 1 or US$ 1 or Euro, and the highest 5 yuan RMB or HK$ 5 or US$ 1 or Euro.

2. Peony RMB credit card: charged at 5% of the unpaid minimum repayment amount. The lowest 1 yuan, the highest 5 yuan.

ICBC's credit card late payment fee is charged on a monthly basis, and the proportion charged each time is 5% of the unpaid minimum repayment amount.

Reference materials:

ICBC official website-Notes for Card-Free Applicants

ICBC official website-Service Price List.