Hello, the bank will issue credit cards to users who can't meet the credit conditions temporarily but have development potential, with a temporary limit of 0. You can get credit records by saving and spending with your card, thus increasing the credit limit of your account. If you need a small loan, I recommend you spend it with money. "Qianhua" is the original Baidu financial credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+2008), which has the characteristics of simple application, fast loan lending, flexible loan repayment, transparent interest expenses and strong security. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.