What is the maximum limit for China Merchants Bank’s all-currency international credit card?

The credit limit for China Merchants Bank’s all-currency international credit card visa is generally 1,000-50,000 yuan. The available overdraft limit of a bank credit card refers to the maximum limit that the bank determines can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status. The cardholder can use it repeatedly within the validity period of the credit card.

Several ways to increase credit card limit:

Frequent limit increase: Use credit card frequently, no matter the amount, as long as the card can be swiped, you will definitely use the card to spend;

Amount increase: It is best to generate monthly bill consumption that is at least 30% of the total amount;

Continuous increase: The bill for card consumption must be for 3 consecutive months, and it cannot be interrupted in the middle, that is, every There must be consumption every month.

Domestic consumption requires POS that supports the vsia channel, and its limit will not automatically increase. This card cannot be used on UnionPay routes. There is a detailed explanation on the official website of China Merchants Bank. This card is Used for overseas consumption and overseas shopping. For domestic consumption, it is recommended that you use UnionPay credit card. All-currency credit cards can be used for consumption, but they will not use UnionPay lines, but overseas VISA lines.

You can deposit to a credit card to increase the limit, and use the credit card to make purchases. China Merchants Bank's credit limit adjustment can currently be applied for in two ways:

After holding the card for a period of time, you can apply for an increase in your credit limit through the voice line of our customer service hotline or by logging into online banking or calling the customer service hotline 4008205555. , we will apply for you based on your past card use;

Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates (such as properties you have not provided before, car property, China Merchants Bank savings certificate, etc.), the relevant departments will re-examine based on your new information. There is no fixed time limit for quota adjustment, and the details are subject to the review results.