1 1 month bought a N95(8GB) mobile phone 4999, and paid by credit card in installments.

Installments are divided into four periods, six periods, nine periods, 1 2 periods and 24 periods (periods = months). You can choose two installments:

1. Credit cards can be used in shopping malls, but there are credit cards from designated banks and Industrial Bank in shopping malls, and some shopping malls do not accept them, such as construction, investment promotion and ICBC. Shopping malls also need to pay for swiping cards.

I don't know the limit of your credit card. If it is 5000, you can call the bank to apply for temporary withdrawal (temporarily increase your limit). 5,000 credit cards can be upgraded to 7,000. Then you go to the mall to buy a mobile phone and swipe your card directly. After you swipe your card, you call the bank to apply for installment payment. If the application is successful, 65,438+000%, the bank will also benefit. If you brush 60 thousand, there is a handling fee for installment payment.

Tip: It takes 1 month to apply for a credit card, and the time needs to be arranged. Before buying for the baby, you should call MM in the bank in advance and ask for some information about installment payment.

End. I hope you are satisfied.