Credit cards are frozen for several reasons.

1. Suspected cashing leads to freezing. If you frequently use pos machines for large consumption or frequently withdraw large amounts of cash, which causes UnionPay to doubt your credit, UnionPay will inform the bank that your account is suspected of cashing out. Credit cards will be frozen on suspicion of cashing out.

2. Repeated overdue repayment. If the repayment is overdue for many times, the bank will think that you are unable to repay and freeze your credit card. At this time, you pay in full, call customer service and ask for thawing. In this way, the amount may be reduced, but if the overdue times are not many, the general customer service will unfreeze.

3. If the property is frozen by the court, if the property is frozen or confiscated due to various disputes, the credit card will also be frozen. This situation is relatively rare. This kind of person will point fingers, settle your lawsuit first, and then consider unfreezing the credit card. It is illegal to cash out. Once the bank finds out the cash, the bank will freeze your credit card.