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Will the bad record be cancelled if the credit card is stolen and swiped?
If the credit card is stolen, the police will file a case and the bank will cancel the bad record.

If the credit card is stolen, you should protect the corresponding evidence to prove that you did not receive the credit card. You didn't have the credit card when you swiped it. The other is to ask the bank to freeze this credit card immediately to prevent excessive consumption of the sub-bank card, and then immediately call the police and ask the police to intervene.

After the police find out the situation, they can ask the bank to cancel the bad records.

Finally, the bank can be sued. If the bank fails to strictly examine the credit card application and has a major fault, it can claim compensation for the corresponding losses.