If a Bank of China credit card holder fails to repay the minimum repayment amount before the due repayment date (inclusive), in addition to the loan interest, a certain percentage of the unpaid portion of the minimum repayment amount shall be paid. Proportional penalty paid to the bank. At the same time, Bank of China will truthfully report your consumption repayment records to the People's Bank of China. If you need to check your personal credit report, it is recommended that you log on to the official website of the People's Bank of China.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.