How do you know if the credit card you are applying for is legitimate?

If you do not apply for a card through bank channels, the chance of getting a counterfeit card will be higher. Nowadays, there are many counterfeit cards made by criminals that can look fake and real. It is difficult to distinguish the real from the fake with the naked eye. , if you are not sure about the credit card you got, you can check through these channels:

1. Bank query: Bring the credit card you applied for and go to the branch of the bank that approved the card shown on the credit card to check; or online Check the bank's phone number, call and transfer to manual customer service, and ask for help to check. Both methods can directly find out whether the credit card is legitimate.

2. POS machine query: Counterfeit cards cannot be swiped normally on the POS machine. Failure to swipe the card will prompt the corresponding error code, such as error code 04, error code 07, error code 34, error code 37 , error code 41, etc. will prompt the merchant to confiscate the card, indicating that a fake card may have been swiped.

Of course, in addition to the above two channels, there are other ways to query, so I won’t introduce them in detail. Finally, I would like to remind you that there are many new methods nowadays. For example, many credit card agents defraud money by giving them a fake card. They ask people to give money in the name of collecting card opening fees, but in fact they give money. Money cannot be used to open a card because it is not a real credit card.

So, in order to avoid financial losses, everyone still applies for cards through bank channels, such as applying for cards at branches, official websites and official accounts. Applying for cards through official channels can definitely be done through the credit card received. It's legal, you can rest assured.