Yes.

After applying for a credit card, the bank will review the credit card. One part of the review process is a follow-up phone call. However, some people say that they did not receive a follow-up call from the bank. So, it may be that the bank's review is slow. It is also possible that the application was passed and passed directly, but some people said that the application was approved but the bank did not conduct a follow-up call.

First of all, bank telephone follow-up interviews usually follow this process. There is an important telephone information in the bank credit card application form, which is the work fixed phone number. Generally speaking, if you receive a return call from the bank, as long as there are no mistakes in the return call, you will be close to successfully applying for a card. Therefore, a return call is really important. Extended information

1. The pre-loan investigation was a mere formality, and no in-depth and detailed field investigation was conducted in accordance with the requirements stipulated in the loan operating procedures.

2. Some loan officers only base the pre-loan investigation on the information provided by the loan applicant, resulting in inaccurate pre-loan investigation.

3. The loan officer did not conduct necessary external investigations on the applicant during the pre-loan investigation process and did not find out the true background of the applicant.

4. Some loan officers act based on experience and feelings, and form an investigation report without conducting a pre-loan investigation.

5. In the pre-loan investigation, effective means such as images and pictures were not used to record the true business situation of the loan applicant, and the original and intuitive basis for approval could not be provided to the loan approving personnel.

Baidu Encyclopedia-Bank Pretrial Investigation