1. I am from another province, can I buy a car by installment in Zhengzhou? What information is needed?

Yes.

Generally speaking, it is enough as long as you have a stable job and income. There are two ways for people with foreign registration to buy a car locally: a personal credit loan to buy a car (generally requiring you to have good credit and a stable job income), or a real estate mortgage loan to buy a car (using real estate as collateral). Personal credit loans for car purchases generally last for 5 years, with a down payment of more than 30%. Real estate mortgage loans for car purchases generally last for up to 5 years, and the down payment is more than 30%.

Basic conditions for car purchase loans:

(1) Have valid identity certificate and full capacity for civil conduct;

(2) Be able to provide proof of fixed and detailed address ;

(3) Have a stable career and the ability to repay loan principal and interest on time;

(4) Personal social credit is good;

(5) Hold Car purchase contract or agreement recognized by the lender;

(6) Other conditions stipulated by the cooperative agency.

2. How much is the down payment if I want to buy a car worth 100,000 yuan in Zhengzhou?

The down payment is 20%-50%. Generally, banks require 40%-50%. Some banks require 40%-50%. If the car dealer finds some financing companies, it can achieve 20% or even lower.

Generally, it is paid off in 2-5 years. The monthly repayment depends on how much you borrow. You can use real estate to guarantee it.

First of all, you must know that the beneficiary of the installment payment for buying a car is the bank. Or financial institutions, because many banks now have relatively high thresholds for car loans, and more financial companies, especially those from the same family as the car manufacturer, have begun to handle convenient loan procedures for customers (such as Shanghai General Motors) The financial company has GMAC loans)

The second is the condition requirement for car buyers: generally those with normal salary income, preferably with provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove your ability to repay the loan, that is fine.

3. How much is the down payment for a 100,000 car?

1861.11 yuan

Shentan can buy a car nearby and pick up the car quickly.

As we enter March, it’s not that the warmth of spring has never come before. It’s just that for some reason, this year’s warmth seems a bit lacking. The sunny days have just spread out for a day or two, and then the weather begins to fall. He was forced back by a cold wave. Yesterday it was hot and I was sweating even when I was wearing a vest. ?