The mortgage of CCB is generally 8~ 13 days. Generally, it takes 4-5 days to prepare the documents for approval, and it takes 2-5 days to get his right certificate after approval (the time of housing management bureaus varies from place to place, depending on local conditions). After getting other rights, it will be sent to the accountant, and the loan will generally be released after 2-3 days. Mortgage loan refers to the loan that the borrower obtains from the bank with certain collateral as guarantee. It is a form of bank lending, and the collateral usually includes securities, China bonds, various stocks, real estate, bills of lading, warehouse receipts or other documents that prove the ownership of goods. When the loan expires, the borrower must return it in full, otherwise the bank has the right to dispose of the collateral as compensation.

Second, how long is the mortgage loan of China Construction Bank?

First of all, many banks no longer apply for mortgages. To apply for mortgage loan, the house must be more than 60 square meters, with real estate license (unsecured or fully mortgaged) and land certificate. Land certificate has two forms: "transfer" and "transfer". "Transfer" loans can reach up to 50%, and "transfer" loans can reach up to 40%. (Calculated according to the appraisal price of the appraisal institute) In addition, there are renovation contract's bill (because it was borrowed from the bank in the name of decoration) and the latest water (or electricity and gas) bill. As for interest, the benchmark interest rate is about 20% higher. So, how many tens of thousands and years do you want to borrow? This is basically the case, but the loan conditions of each bank in each place are different. General mortgage loans are controlled within100000 yuan.

3. How long will the mortgage loan of China Construction Bank last?

Generally, it takes one to three months for CCB to complete the mortgage loan. Generally speaking, the process of dealing with real estate mortgage loans is complicated and takes a long time. It takes about half a month for CCB to review the applicant and the real estate appraisal report, and then it takes at least one to three months to sign the contract, handle the mortgage, notarize and lend money. The length of control time mainly involves two factors: 1, loan amount, and the authorization authority of CCB branches to subordinate branches varies from place to place. According to the amount of your loan, if the branch approves it by itself, it needs to be submitted to the superior branch for approval. If the self-approval speed is so fast, the general approval process takes about one week, and it takes about one month to report to the branch; 2. Deal with account managers. As you know, each account manager has different values and professional ethics. There are many intermediate links in the loan, and there is a big gap between each link and one day less.

4. How long will it take for CCB's mortgage to be released?

See if your previous materials have passed the audit. If it is re-imported, it usually takes 5- 10 working days to lend money.