According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The validity period of the credit card of the Postal Savings Bank is displayed under the 16 digit card number of the credit card. For example, if the number below the card number is 02/ 10-02/ 13, it means that the card was issued in February 20 10 and will expire at the end of February 20 13.

China Postal Savings Bank Credit Card Gold Card

China Postal Savings Credit Card Gold Card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, installment consumption, cash advance and password selection. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on. It is a credit card that truly meets international standards, allowing cardholders to enjoy the convenience and benefits of "spending first and repaying later" at home and abroad, anytime and anywhere.

First, the advantages of the Postal Savings Bank credit card:

1. Free annual fee forever:

Unlike most bank credit cards, which can only be exempted from the annual fee if they swipe their cards for a certain amount or times, the Postal Savings Bank credit card will be exempted from the annual fee forever, no matter what grade it is.

2. Free choice of billing date:

The credit card of Postal Savings Bank has multiple billing days, and users can change their billing days as needed.

3. Consumers can enjoy an interest-free repayment period of up to 50 days:

The shortest interest-free period for credit cards of Postal Savings Bank is 20 days, and the longest is 50 days.

Second, the shortcomings of the Postal Bank credit card:

1. The credit limit of credit cards is generally low and the approval is strict. Now many second-and third-tier cities do not carry out credit card business.

2. There are few types of credit cards, the range of cards that can be selected is also small, and there are fewer credit card discount activities.