The fee incurred * percentage of handling fee = handling fee
For example: 50x2%=50x0.02=1 (yuan)
Extended information: < /p>
1. What is the handling fee:
The fees incurred during the service process. The term "Service Charge" (English: Service Charge) is explained as "the procedure of doing things". For example, go through "borrowing procedures", "transfer procedures", "securities trading procedures" and so on. Therefore, "handling fee" can be explained as follows: a kind of labor compensation collected for handling related matters on behalf of others; or for the client, it is a corresponding remuneration paid for others to handle related matters on their behalf. Such as: securities transaction fees, air ticket agency fees, withholding and payment fees, treasury bond agency fees, etc.
There are two types of handling fees in the banking system:
1. Interest rates other than loans are collectively called handling fees. For example: interest arising from credit card installment repayment, interest arising from overdue credit card;
2. Cost of production incurred when handling business at the bank.
2. Handling fee schedule:
1. Industrial and Commercial Bank of China: Card application fee is 5 yuan, annual fee is 10 yuan/year, and a small account management fee of 3 yuan is charged if the amount is less than 300 yuan. Yuan/quarter, there is no handling fee for cash withdrawals with local bank debit cards in the same city, and 4 Yuan/transaction for inter-bank withdrawals in the same city; there is no handling fee for credit card deposits in other places, 1% of the amount charged for cash withdrawals, the minimum is 1 Yuan/transaction, the maximum is 50 Yuan/transaction< /p>
2. Agricultural Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, the small account management fee is 3 yuan/quarter for less than 300 yuan, and the inter-bank withdrawal in the same city is 2 yuan/transaction (Guangdong Province 4 yuan); credit card cash withdrawal charges 1% of the amount, the minimum is RMB 1 per transaction, other banks will add an inter-bank fee of RMB 2
3. China Construction Bank: card application fee is RMB 5, annual fee is RMB 10/ In the year, a small account management fee of 3 yuan/quarter is charged for amounts less than 400 yuan, and inter-bank withdrawals in the same city are 4 yuan/transaction + 1% of the withdrawal amount
4. Bank of China: Card application fee is 5 yuan, annual fee 10 yuan/year, no small account management fee, 4 yuan/transaction for inter-bank withdrawals in the same city
5. Bank of Communications: Card application fee is 5 yuan, annual fee is 10 yuan/year, any payment below 500 yuan will be charged Small account management fee is 3 yuan/quarter, and inter-bank withdrawals in the same city are 2 yuan/transaction
6. Postal Savings: Card application fee is 5 yuan, and inter-bank withdrawals in the same city are 4 or 12 yuan/transaction, in most provinces and cities No annual fee or small account management fee is charged
7. China Minsheng Bank: Free card application, no annual fee, no small account management fee (except Shenzhen), first 3 inter-bank withdrawals in the same city every month Free, 2 yuan/transaction in the future
8. China Everbright Bank: Free card application, no annual fee, no small account management fee, intra-city inter-bank withdrawals are free for the first 3 transactions per month, and 2 yuan/transaction thereafter
9. CITIC Bank: Free card application, no annual fee, no small account management fee, same-city inter-bank withdrawals are free for the first 2 transactions per month, and 2 yuan/transaction after that
10 .Hua Xia Bank: Free to apply for a card, no annual fee, no small account management fee, and inter-bank withdrawals in the same city are free for the first transaction every day (note 1: every day, not every month), and 2 yuan/transaction after that
11 .Shanghai Pudong Development Bank: Free card application, no annual fee, intra-city inter-bank withdrawals of 2 yuan/transaction, account management fee of 12 yuan/year, if the balance in the account is always more than 1,000 yuan, or a POS card payment is made within the year (no matter how much) It doesn't matter, they are just encouraging the use of the card), then there is no charge.
12. Industrial Bank: It is free to apply for a card, no annual fee, no small account management fee, and the first three withdrawals in the same city and across banks are free of charge, and then 2 yuan/transaction
13 China Merchants Bank: Free card application, no annual fee, 2 yuan/transaction for inter-bank withdrawals in the same city (withdrawal fees in some cities are different), account management fee: 1-5 yuan/if the same customer has less than 10,000 yuan of assets in the bank month (each branch decides on its own, 1 yuan in Beijing, 5 yuan in Qingdao, 5 yuan in Tianjin, 3 yuan in Shenzhen, I don’t know the rest). The “daily average assets” here refer to the sum of all deposits and treasury bonds in the bank. For example, if you deposited 10,000 yuan in time deposit certificates at China Merchants Bank and applied for 10 bank cards, but each card has no money, then these 10 cards will not charge money, but you have 3 cards, and the deposits in the cards are respectively For 3,000 yuan, 2,000 yuan, 2,000 yuan, the total is less than 10,000, then each card will be charged.
14. Shenzhen Development Bank: It is free to apply for a card, no annual fee, and a small account management fee of 1 yuan/month is charged for purchases less than 300 yuan, but you only need to swipe the card at POS once to make a one-year exemption. So basically you will not be charged, and inter-bank withdrawals in the same city are completely free (except Shenzhen, Chengdu, and Chongqing, 2 yuan/transaction)
15. Guangdong Development Bank: Free card application, no annual fees, no small amounts Account management fees, whether in the same city or across different places, the first three withdrawals per month are free, and then 3 yuan/transaction
16. Bohai Bank: In principle, it is 20 yuan to apply for a card, and the annual fee is 20 yuan/year, which is less than An account management fee of 5 yuan/month is charged for 5,000 yuan, but in fact it is free to apply for a card, no annual fees, no small account management fees, and withdrawals from banks in the same city are completely free. This is a newly established bank with a national license (total** *18 nationwide), with business outlets only in Tianjin, Beijing, Jinan, Taiyuan, Hangzhou, Tangshan and Chengdu.
17. Hengfeng Bank: Free card application, no annual fees, no small account management fees, nationwide inter-bank withdrawals of 2 yuan/transaction, this bank only operates in Yantai, Qingdao, Jinan, Hangzhou, There are business outlets in Nanjing.
18. Zheshang Bank: 10 yuan to apply for a card, annual fee 10 yuan/year, no small account management fees, the first 3 withdrawals per month for inter-bank withdrawals in the same city are free, and then 2 yuan/transaction, the bank We only have business outlets in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi'an and Tianjin.
19. Bank of Nanjing: All fees are waived. There are no fees for withdrawing money from any ATM in China.
20. Harbin Bank: With the "UnionPay" logo, you can withdraw cash at ATMs with the "UnionPay" logo in cities across the country without any fees.