CCB Zhiyin Long Card.
Basic information: The annual fee is 160 yuan per year, the annual fee is waived in the first year, and the annual fee is waived after 3 purchases; every RMB 1 spent will earn 1 point, and every dollar spent will earn 7 points. Points are permanently valid; the maximum cash withdrawal ratio is 30%, the cash withdrawal fee is 0.5% of the cash withdrawal amount, and the minimum domestic fee is 2 yuan; the interest-free period is 20-50 days.
Card Features: China Construction Bank Zhiyin Dragon Card enjoys value-for-money mileage redemption. The points accumulated by swiping Zhiyin Dragon Card can be automatically exchanged for regular monthly mileage according to the super discount ratio of 12:1 for Platinum Card to 15:1 for Gold Card. Air China miles; China Construction Bank Zhiyin Long Card comes with high-value insurance. When you use Zhiyin Long Card to purchase air tickets, you can get aviation accident insurance of 5 million yuan for platinum cards and 1 million yuan for gold cards; if you take a domestic Air China flight that is delayed for more than 4 hours, you can get aviation delay insurance and luggage Delay insurance provides cardholders with complete travel protection.