Conditions and rules for ICBC credit card installment payment:
1. Application objects:
The card type that ICBC can apply for installment payment business is the Peony Credit Card, only Limited to individual customers.
2. The starting amount for applying for installment payment:
The starting amount for applying for installment payment from ICBC is RMB 600, HKD 600, USD 100, Euro 100, Japanese 6,000 yuan, 100 British pounds, 100 Singapore dollars, 100 Australian dollars, 100 Canadian dollars, 100 Swiss francs, 100 New Zealand dollars, etc.
3. Optional number of installments
ICBC can provide six installments of 3, 6, 9, 12, 18, and 24 to choose from. Cardholders can spend up to The minimum amount of ICBC credit card installment payment is required to apply. For some shopping malls, the specific number of phases and starting amount will be adjusted according to the ICBC agreement.
Note: At present, overseas non-ICBC merchants accept Yida credit card installment payment, and only offer 6 and 12 issues options. If there is any change, please refer to the ICBC website.
4. Time and method of applying for installment payment
(1) When paying by credit card at a designated merchant designated by ICBC, you can directly apply for installment payment from the cashier.
(2). From the second day after your consumption transaction is recorded to three working days before the due date of repayment, you can directly dial 95588 and apply manually for easy application, or you can apply at an ICBC business outlet. Call process: Dial ICBC customer service number 95588, select the service language, select "9" to transfer to manual customer service, then select "1" individual customer, then select "4" individual customer, then select "4" credit card service, and inform them Handle consumption transfer to installment.
(3) Customers who have registered for ICBC online banking can automatically convert consumption transactions that have been recorded into their account and are within the interest-free period through "Credit Card Services>Peony Card Repayment>Instalment Payment Settings" installment.