Most credit cards issued by domestic banks are valid for three years, counting from the date when our credit cards are approved. Like most credit cards, the validity period of Pudong Development Credit Card is printed on the front of the card, just below the 16-digit credit card number, which consists of four Arabic numerals.
The first two represent months and the last two represent years. For example, 10/ 16 means that the validity period of the card is 20 16 10. One month before the expiration of the credit card of Shanghai Pudong Development Bank, Shanghai Pudong Development Bank will issue you a new credit card in advance to keep your normal credit card, so you don't need to apply for the expiration of the credit card.
If your card is useless, its activation period is the validity period of the card itself. As long as the card has not expired, it can be activated at any time. Generally, the validity period of a credit card is about 3 to 5 years.
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How to deal with expired credit cards:
If you don't want to use your credit card after it expires, you need to cancel your account and cut the card at the bank, because there are personal information in the card, which will cause security risks once it is leaked.
When your card expires, if you don't apply to Shanghai Pudong Development Bank for cancellation, Shanghai Pudong Development Bank will automatically renew it for you. The new card received is consistent with the original card number, and the password setting of the original transaction service has not changed. After getting a new card, you need to activate it before you can use it. At the same time, please cut off the old card and destroy it yourself.
If you actively apply for account cancellation, please call the 24-hour customer service hotline before cutting the card to confirm that the card is no longer used. If the credit card cannot be used at maturity, the creditor-debtor relationship under your account will remain unchanged. In case of overdraft, you still need to pay attention to the repayment period and amount.
Credit card cancellation method of Shanghai Pudong Development Bank:
1. Telephone card cancellation: the cardholder can call customer service 95528 to apply.
2. Card cancellation at outlets: Cardholders can cancel their cards at any local outlets with their ID cards and credit cards. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. After a period of time, the cardholder can call to check whether his credit card has been cancelled.