1. Yes, you can get a loan to buy a house.

2. Detailed explanation:

a. Although there are many overdue items, overdue items that do not exceed 90 days can be regarded as relatively minor credit problems.

b. Loan approval usually takes into account multiple factors, including income, the borrower's overall credit profile, and repayment ability. Having only one of the couple overdue may have some impact on the loan application.

c. If the borrower can provide other reliable financial support and proof, such as stable job income, high deposits or other assets, it may increase the chance of loan approval.

3. Summary:

Despite the overdue record, it is still possible to obtain a loan to purchase a house as long as the overdue number does not exceed 90 days and the borrower can provide other reliable financial evidence. Chance.

4.

Extended information:

In the loan application process, in addition to credit history, you also need to consider factors such as the borrower’s income, debt ratio, and employment. circumstances, repayment ability and other factors. The bank or financial institution will evaluate these factors to decide whether to approve the loan. Therefore, even if you have a past due record, it does not mean that you cannot get a loan.

Before applying for a loan, it is recommended that borrowers take active actions to improve their credit status, such as repaying on time, controlling debt, and maintaining good communication with banks. Additionally, seeking the help of a professional loan advisor or consultant can also help understand the specific situation and provide appropriate advice.

Whether you can ultimately obtain a loan to purchase a house depends on the specific circumstances, and different banks or financial institutions may have slightly different loan approval standards. Therefore, it is recommended that borrowers understand the policies of each bank in detail before applying for a loan and choose a suitable lending institution based on their own circumstances.