If you apply for a Ping An Bank credit card online, can you activate it online or over the phone after receiving the card, or do you have to go to a bank branch to activate it?

You must go to the card-issuing bank to activate.

The "Notice on Issuing the "Credit Card Business Management Measures"" has corresponding provisions:

Article 34 When applying for a credit card, an organization or individual should fill in the form in accordance with the regulations The application form, together with relevant information, is sent to the card-issuing bank. For those who meet the conditions, the card-issuing bank will open a credit card account for the applicant and issue a credit card.

The funds in the unit card account must be transferred and deposited from the basic deposit account. Cash is not allowed, and funds from other deposit accounts and sales revenue are not allowed to be deposited into the unit card account.

Extended information

Ping An Bank’s credit card services include the following:

1. Card loss and 72-hour card loss protection.

The cardholder calls 95511-2-3 (Platinum VIP hotline 4008895511) to notify the bank immediately. The loss report procedure can be quickly completed with one phone call. After the loss report procedure is completed, the card will be sent after two working days. Issue a new card to the cardholder's billing address.

2. The card is damaged.

When the credit card cannot be used due to damage, breakage, blurred signature, incorrect card format, degaussing of the magnetic strip, etc., you can call the 24-hour service hotline 95511-2 (Platinum VIP hotline 4008895511) to apply for card replacement , the customer service specialist will perform repair work for you after verifying that everything is correct.

3. The card expires.

The validity period of a credit card generally does not exceed 10 years. The valid period of use is indicated on the front of the card. If you do not apply for non-renewal to the Bank one month before the expiration date of the card, the Bank will If you issue a new card, the new card will be sent to your billing address without any procedures on your part.

4. Cancel the card.

If you decide to cancel our credit card after consideration, you can call our credit card service hotline 95511-2 (Platinum Card VIP hotline 4008895511), and the customer service specialist will assist you with the relevant procedures and business of card cancellation. Card cancellation will take effect immediately (all rights and interests on your credit card will also be invalidated at the same time). After cancellation, please cut the card's magnetic strip along the card's magnetic strip to destroy it and dispose of it properly.

5. Overseas emergency support services.

If you encounter an emergency abroad, you can call the bank card organization's 24-hour overseas emergency support center according to your credit card type to immediately obtain global emergency support services provided by the bank card organization.

Baidu Encyclopedia--Ping An Credit Card

Baidu Encyclopedia--"Notice on Issuing the "Credit Card Business Management Measures""

What is Ping An Credit Card Activation Electronic Card? Meaning

"The Ping An Electronic Credit Card has been activated. You still need to activate it after receiving the card. You can bring your ID card and card to the bank branch of the card to apply for card activation. You can also activate it online directly through your credit card Page for online activation. 1. Ping An Credit Card Activation Tutorial 1. After receiving the card from the bank, you can activate it online through the credit card’s online activation page. 2. You can call the 24-hour customer service hotline 95511-2-2”

1. Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

2. Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operation. As of November 2018, the number of cards in circulation has exceeded 50 million.

3. Ping An Car Owners Platinum Credit Card, the Car Owners Platinum Credit Card that was born in response to the needs, has upgraded services and guarantees around the needs of car owners in all aspects such as product value-added service design: various services that car owners need during the driving process. , which can be realized through the Ping An Pocket Bank APP, including one-click call for roadside assistance (no limit on accidents and non-accidents within the same city), one-click appointment for fine car wash (up to 12 times throughout the year), one-click call for a drunk driver ( 6 times a year) and other high-quality services.

4. Ping An Manchester United Red Devils Platinum Card Ping An Manchester United Red Devils Platinum Card consists of a UnionPay card and a VISA USD card, and enjoys exclusive gifts provided by Manchester United, including: customized star card faces, recommended Manchester United cards New users can obtain signed jerseys and home game tickets, and implement different official Manchester United rewards based on fans' different consumption scenarios (domestic and overseas). In addition, the Ping An Manchester United Red Devils Platinum Card gives fans more "own rights". For example: "Red Devils" fans can use UnionPay cards to redeem points in the Manchester United gift area to obtain Manchester United peripheral products (ball caps, T-shirts, jerseys, etc.); use VISA cards to consume at Manchester United's official channels at a discount of up to 20% , buy products at affordable prices.

5. Ping An Elite Platinum Credit Card, Ping An Elite Platinum Credit Card has high accident insurance (comprehensive traffic accident protection up to 10 million yuan), exclusive VIP privileges (enjoy 6 domestic airport transfers per year at a low price), five-star Users can easily experience Ping An's one-stop "butler" service with many value-added services such as business travel, vacation and family health care.

6. Ping An Bank Costco co-branded credit card. Ping An Bank, as the only co-branded card partner of Costco in mainland China, issues Ping An Bank Costco co-branded credit card. This co-branded card has the dual functions of Costco membership service and credit card service.

How long does it take to activate a Ping An Credit Card at the bank?

The activation method of Ping An Credit Card is as follows:

1. For the first time and online application: To verify your identity information, to ensure the safety of your card use, you must bring your ID card and credit card to our bank branch for activation. You cannot do it on behalf of us. If there is no Ping An Bank branch in your local area, it is recommended that you go to a city with Ping An Bank branch and then apply for activation. ;

2. For credit cards applied in other ways: You can log in to the Ping An Pocket Bank APP-Credit Card-More-Card Services-Card Activation.

You can click on the link below to check information about nearby Ping An Bank branches.

Response time: 2021-04-14. For the latest business changes, please refer to the official website of Ping An Bank.

[I know about Ping An Bank] Want to know more? Come and take a look at "I Know Ping An Bank"~

What does door-to-door activation of Ping An Credit Card mean?

Ping An Credit Card door-to-door activation is the process of making an appointment for bank staff to come to your door for service and activate your credit card.

The door-to-door activation process of Ping An Credit Card is as follows:

1. First make an appointment on Ping An Credit Card APP

2. The salesperson will come to your door within the agreed time. The customer activates

3. At this time, the cardholder needs to hold the ID card to take a photo

4. Then the salesperson will ask some relevant questions, such as work unit, working years, and income. etc., as long as the content of the answer is consistent with the content on the application form, it can usually be successfully activated

Credit card

Application

In most cases, it has full civil Citizens with legal capacity (citizens over 18 years old in mainland China) and with certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank.

The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

Review

After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. For the applicant, the creditworthiness of the applicant must be assessed. For individuals, the relevant circumstances of the guarantor must also be reviewed.

Usually, banks will judge whether to issue a credit card to the applicant based on the application information and various aspects of the applicant's information and financial situation. Factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and processes reviewed by the card issuing bank are commercial secrets and are generally difficult for outsiders to understand. The standards of each card-issuing bank are also different. Therefore, the same materials may be issued with different credit limits and different types of credit cards in different banks. Some banks may even approve the application, while others may reject it. .

Card Issuance

After the applicant successfully applies for a credit card, the card issuer will open a separate credit card account for the cardholder at the card-issuing bank for settlement after shopping, consumption and cash withdrawal.

Card opening

Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

Identification

There is at least the following information on the credit card:

Front: name and logo of the issuing bank, credit card number (organization logo) and holographic anti-counterfeiting mark, , English or Pinyin name, activation date (generally calculated to month), validity date (generally calculated to month), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts.

Back: Card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits or all of the number (to prevent fraudulent use), credit card security code (on the back of the credit card) On the signature line, the three digits immediately following the last four digits are used for credit card activation, password management, television, telephone and online transactions, etc.).

Authorization

The merchant and bank confirm that the credit card is valid, and contact the bank to request authorization according to the contract signed with the card issuer. Authorization is to further confirm the cardholder's identity and the amount that can be used. Authorization is generally made when the usage amount specified in the contract is exceeded.

After receiving the authorization notice, the card-issuing bank will issue an authorization instruction based on the deposit balance of the cardholder's deposit account and the bank's agreement to allow overdraft, and reply whether it agrees to conduct the transaction.

Use

Credit cards are usually only used by the cardholder himself. Lending them to others is generally a violation of the use contract.

Cancellation

Before canceling a credit card, the account balance must be cleared. The entire process of canceling the card must be completed within 45 days after the application is submitted.

This concludes the introduction on how to activate Ping An with your credit card and how to activate Ping An with your credit card. I wonder if you found the information you need?